Terms & Conditions

1. Nature of Service

Vexnulo operates a technology platform that facilitates the connection between investors and real estate development projects in Chile. We act as technology intermediaries and not as financial advisors, stockbrokers, or banking entities. Investment decisions are the sole responsibility of each user.

The platform allows you to view projects, review associated documentation, and make capital contributions according to the specific conditions of each published project.

2. Participation Requirements

To use the Vexnulo platform and make investments, you must be over 18 years of age with full legal capacity under Chilean law, reside in Chile or hold a valid RUT to operate in the Chilean financial system, provide truthful, complete, and up-to-date information during the registration process, and not be on any national or international sanctions list.

3. Registration and User Account

Registration on the platform requires the creation of a personal and non-transferable account. You are responsible for maintaining the confidentiality of your access credentials and for all activity carried out under your account. In the event of unauthorized use, you must notify us immediately at seguridad@vexnulo.com.

4. Investment Conditions

Each project published on the platform includes specific investment conditions, such as minimum participation amount, estimated project timeline, projected return based on estimates that do not constitute a guarantee, associated risks, and profit distribution conditions.

You acknowledge that all investment carries inherent risks and that projected returns do not constitute a guarantee of profitability.

5. Investment Risks

Real estate crowdlending involves risks that include, but are not limited to, delays in project execution, variations in the market value of properties, default by developers, changes in urban planning or tax regulations, and the risk of partial or total loss of invested capital.

Vexnulo does not guarantee the profitability of any project nor is it responsible for losses arising from users' investment decisions.

6. Fees and Costs

Vexnulo charges a management fee detailed in the information sheet of each project. There are no hidden costs. All applicable charges will be clearly communicated before the confirmation of any investment.

7. Intellectual Property

All platform content, including but not limited to texts, images, logos, design, structure, and source code, is the property of Vexnulo SpA or its licensors and is protected by the intellectual property laws in force in Chile.

The reproduction, distribution, or modification of any content without the express written authorization of Vexnulo SpA is prohibited.

8. Limitation of Liability

Vexnulo SpA shall not be liable for indirect, incidental, consequential, or punitive damages arising from the use of the platform, technical service interruptions, acts or omissions of third parties involved in the projects, or investment decisions made by users based on information available on the platform.

Our total liability to any user shall not exceed the amount of fees actually charged to that user during the twelve months prior to the event giving rise to the claim.

9. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute arising from the use of the platform shall be submitted to the jurisdiction of the ordinary courts of justice of Santiago, Chile, with the parties waiving any other forum that may correspond to them.

10. Modifications

Vexnulo SpA reserves the right to modify these Terms and Conditions at any time. Modifications will become effective upon their publication on the platform. Continued use of the services after the publication of changes constitutes acceptance of the new terms.

In the case of substantial modifications, we will notify registered users by email at least thirty days in advance.